Consolidate your debt
Managing several loan and card repayments? Explore whether one consolidation loan could simplify your monthly payments and give you a clearer picture of what you owe.
What bringing your repayments together can offer
Lower interest rate
Replace expensive store cards and credit cards with one loan at a lower rate – and save thousands of rands.
Lower monthly instalment
Reduce your monthly costs by combining your debt into one loan with better terms.
Better overview
One instalment and one debit order instead of many. Much easier to keep track of your finances.
Fast process
Compare offers in 2 minutes and get answers from several lenders – often the same day.
How to consolidate your debt
Work out what you owe
Add up the settlement amounts of your current loans, store cards and credit cards to see how much you need to borrow.
Compare offers
Apply through Finvo and receive offers from NCR-registered lenders. Choose the one that's best for you.
Consolidate and save
Settle your old debt with the new loan – and enjoy one lower monthly instalment.
Example: how you could save
Before
After
*This is an illustrative example. Your actual saving depends on your current debt and the new loan offer. A longer term can lower your instalment but increase the total cost of credit. Tip: close the store cards and credit cards you've settled, so the debt doesn't build up again.